Wallet as a Service

Programmable wallets for fiat and stablecoins.

Launch wallets via API or fully white-labeled app. Your users hold, send, and receive funds in fiat and crypto — managed entirely through your product, powered by Fin's infrastructure. Built-in ledgering, compliance, and transaction controls.

The account layer for your product

Fin wallets are flexible digital accounts that platforms embed directly into their product. Each wallet can hold multiple currencies and asset types — fiat and stablecoins — with full API control over balances, transfers, and rules. Think of it as the account layer that sits between your user and Fin's payment rails. A single API manages both sides.

Capabilities

  • 01Multi-currency & multi-assetHold USD, EUR, AED, INR, USDC, USDT, and more in a single wallet
  • 02Instant internal transfersWallet-to-wallet transfers are instant and zero-cost
  • 03Fund from external sourcesConnect to Fin's pay-in rails — bank transfers, stablecoins, local methods
  • 04Send to external destinationsConnect to Fin's pay-out rails — bank accounts, mobile money, local rails
  • 05Transaction controlsLimits, spending rules, approval workflows, and custom logic
  • 06Real-time ledgerEvery balance change tracked, with full history via API
  • 07White-label readyLaunch as a fully branded app or embed via API into your product

Use cases

Marketplaces

Manage buyer/seller balances. Escrow funds. Release on delivery.

Gaming platforms

Hold player funds. Instant deposits. Fast withdrawals.

Neobanks & fintechs

Build digital wallet products without a banking license.

Payroll platforms

Stage employer funds before paying out across 30+ countries.

Stablecoin-native platforms

Replace traditional banking flows with on-chain treasury and settlement.

Developer experience

  • 01RESTful APIWebhooks fire on every wallet event in real time
  • 02SDKs in major languagesClient libraries for the stacks you already use
  • 03Full-fidelity sandboxTest every flow end-to-end before going live
  • 04Detailed documentationCode examples for every endpoint and flow
  • 05Dedicated integration supportEngineers on hand from kickoff through launch