Named USD accounts with full SWIFT access.
Dedicated USD accounts in your entity's legal name — SWIFT-reachable from any bank in the world. Receive international wires, hold balances, and send on demand. No minimum balance. No pooled accounts.
Why named accounts matter
A named account means the account is registered in the holder's actual legal name — not pooled, not shared, not behind a reference code. This matters for three reasons: compliance, trust, and clarity.
Compliance
Regulators and auditors can trace funds directly to the named entity. Separated client funds meet the highest standard.
Trust
When the other side sees your company name on the receiving account, they wire with confidence. No second-guessing.
Clarity
Every inbound payment is automatically linked to the right entity. No manual matching against reference codes. No misrouted funds.
Capabilities
- 01ReceiveInternational wires (SWIFT) and domestic transfers (Fedwire, ACH)
- 02HoldUSD balances with real-time visibility
- 03SendVia Fin's full payout network — bank accounts, wallets, local rails in 30+ countries
- 04ReportFull transaction history and reporting via API
- 05ControlMulti-signatory and approval workflows available
Who it's for
Fintechs
Offer USD banking capabilities to non-US users without building banking infrastructure
Import/export businesses
Receive international payments from buyers worldwide into a named account
Platforms managing treasury
Hold and move USD across borders with full SWIFT connectivity
Companies needing separated funds
Keep client funds ring-fenced with named, auditable accounts
Compliance and trust
- 01Regulated US banking partnersYour USD balances sit with licensed, supervised institutions
- 02KYC/KYB onboardingHandled through Fin's onboarding flow
- 03Sanctions screeningOn all inbound and outbound transactions
- 04Full audit trailFor every movement
- 05US bank sponsorship underwayExpanding direct access and capabilities
