Product
Named USD accounts with full SWIFT access.
Dedicated USD accounts in your entity's legal name — SWIFT-reachable from any bank in the world. Receive international wires, hold balances, and send on demand. No minimum balance. No pooled accounts.
Why named accounts matter
A named account means the account is registered in the holder's actual legal name — not pooled, not shared, not behind a reference code. This matters for three reasons: compliance, trust, and clarity.
- Account in the entity's legal name
- Unique SWIFT/BIC and account number
- Receivable from any SWIFT-connected bank globally
- No minimum balance requirements
- Held with regulated US banking partners
Compliance
Regulators and auditors can trace funds directly to the named entity. Separated client funds meet the highest standard.
Trust
When the other side sees your company name on the receiving account, they wire with confidence. No second-guessing.
Clarity
Every inbound payment is automatically linked to the right entity. No manual matching against reference codes. No misrouted funds.
Capabilities
- ReceiveInternational wires (SWIFT) and domestic transfers (Fedwire, ACH)
- HoldUSD balances with real-time visibility
- SendVia Fin's full payout network — bank accounts, wallets, local rails in 30+ countries
- ReportFull transaction history and reporting via API
- ControlMulti-signatory and approval workflows available
Who it's for
Fintechs
Offer USD banking capabilities to non-US users without building banking infrastructure
Import/export businesses
Receive international payments from buyers worldwide into a named account
Platforms managing treasury
Hold and move USD across borders with full SWIFT connectivity
Companies needing separated funds
Keep client funds ring-fenced with named, auditable accounts
Compliance and trust
- Regulated US banking partnersAccounts held with regulated US banking partners
- KYC/KYB onboardingHandled through Fin's onboarding flow
- Sanctions screeningOn all inbound and outbound transactions
- Full audit trailFor every movement
- Pending US bank sponsorshipFor expanded capabilities