Move trade payments across borders — faster and cheaper.

Fin replaces slow, expensive wire transfers with direct routes to banks in 30+ countries. Pay suppliers, receive buyer payments, and manage FX — all through one platform.

The trade payment problem

International trade still runs on SWIFT wires that take days and cost a percentage of every transaction. For businesses moving goods across borders, payment delays mean shipping delays, strained supplier relationships, and cash flow pressure. Fin's direct banking network — powered by stablecoin settlement — delivers trade payments in minutes at a fraction of the cost. Your suppliers get paid faster. Your working capital is freed up. Your margins improve.

Settlement speed

< 60 min

for cross-border trade payments

Payments that used to take 3–5 banking days settle in under an hour. Suppliers ship sooner, goods move faster, and working capital stops sitting in transit.

Capabilities

  • 01Multi-currency paymentsSend and receive in 40+ currencies
  • 02Named USD accountsReceive international payments via SWIFT, in your legal name
  • 03Real-time FXTransparent mid-market rates — lock rates in advance when needed
  • 04Scheduled paymentsRecurring transfers for regular supplier payments
  • 05Multi-recipient managementFor complex supplier networks

Use cases

Pay overseas suppliers

On tighter timelines without the cost and delay of SWIFT wires

Receive buyer payments

From international clients into named accounts

Manage FX exposure

Across multiple currencies

Reduce working capital requirements

Through faster settlement