Product
The liquidity layer that powers everything.
Fin's optimized liquidity network pre-positions funds across corridors, giving your payments the fastest routes and the tightest spreads — automatically. This is what makes <60 min settlement at 0.01-0.3% possible.
What makes Fin different
Most payment platforms rely on correspondent banking chains — each hop adds time, cost, and opacity. Fin built its own liquidity network: direct relationships with 30+ banking partners and liquidity providers in every major corridor, with stablecoin-powered settlement that eliminates the need for multi-hop routing. The result is settlement in minutes at a fraction of the cost.
This isn't software on top of old rails. It's a new network — built on stablecoins, connected to fiat endpoints everywhere.
How it works
- Smart routingEngine selects the optimal path per transaction — optimizing for cost, speed, or availability
- Stablecoin backboneValue moves on-chain between corridors — instant, transparent, always-on
- Local fiat endpointsLast-mile delivery via direct bank connections in 30+ countries
- Automatic failoverIf one route is slow or unavailable, Fin reroutes instantly — no manual intervention
For platforms
- Transparent pricingAll-in rates from 0.01–0.3%. No hidden FX markup. No intermediary fees.
- Volume pricingAvailable for high-throughput platforms
- Live FX ratesAPI access to real-time rates and route availability
- Treasury toolsHold balances in multiple currencies, convert on demand at mid-market rates
Coverage
30+ countries. 40+ currencies. Expanding continuously. New corridors can be added in days.