Product
Collect and send globally. One API. Minutes, not days.
Accept payments via local bank transfers, international wires, and stablecoins across 40+ currencies. Send to bank accounts, wallets, and local rails in 30+ countries. Settlement in under 60 minutes — not 2-5 business days.
Pay In: Collect funds from anywhere
Fin lets platforms collect funds through the channel that works best for each market — local bank transfers, international SWIFT wires, instant payment rails, and stablecoins. Pay-ins settle directly into virtual accounts or wallets with real-time visibility and automatic matching. No manual work. No mystery holds.
Pay-ins settle into virtual accounts or wallets with real-time visibility — your platform always knows exactly where the money is.
- Multi-currency collectionAccept funds in 40+ currencies via local rails
- Local payment methodsSEPA, Faster Payments, PIX, UPI, ACH, and more
- Stablecoin pay-insAccept USDC, USDT, and other major stablecoins natively
- Real-time notificationsWebhooks fire the moment funds arrive
- Automatic matchingEvery pay-in maps to a user, account, or transaction — zero manual work
Pay Out: Send funds to anyone, anywhere
Fin routes payouts to recipient bank accounts, mobile wallets, or local rails — selecting the fastest and cheapest path automatically. Platforms set the destination. Fin handles routing, compliance, conversion, and settlement. Stablecoin-to-fiat off-ramps are built in, so you can settle in crypto on the backend and deliver local currency on the frontend.
- Direct-to-bank payouts30+ countries via local clearing systems
- Wallet & mobile moneyMPesa, GCash, Airtel Money, and more
- Smart routingCost vs. speed optimization per transaction
- Batch payoutsThousands of payouts in a single API call, each individually tracked
- Scheduled & recurringAlign payouts with pay cycles, settlement windows, or custom schedules
- Stablecoin off-rampsConvert USDC/USDT to local fiat at the point of delivery
How It Works
No intermediary banks. No correspondent chains. No hidden deductions. The amount you send is the amount that arrives.
- SendPlatform sends a payment instruction via API
- RouteFin selects the optimal path (cost, speed, availability)
- MoveFunds flow through Fin's direct connections — no correspondent chains
- ConfirmRecipient receives funds; platform gets real-time confirmation
Built for Platforms
Single integration
One API for pay-in and pay-out. Connect once, move money in every direction.
Transparent pricing
All-in rates from 0.01–0.3%. No hidden FX markup, no intermediary fees.
Full API coverage
RESTful APIs, webhooks, SDKs in major languages, sandbox for testing.
Compliance handled
KYC/KYB onboarding, sanctions screening, transaction monitoring, regulatory reporting — across jurisdictions.