Pay out

Collect and send globally. One API. Minutes, not days.

Accept payments via local bank transfers, international wires, and stablecoins across 40+ currencies. Send to bank accounts, wallets, and local rails in 30+ countries. Settlement in under 60 minutes — not 2-5 business days.

Pay In: Collect funds from anywhere

Fin lets platforms collect funds through the channel that works best for each market — local bank transfers, international SWIFT wires, instant payment rails, and stablecoins. Pay-ins settle directly into virtual accounts or wallets with real-time visibility and automatic matching. No manual work. No mystery holds.

  • 01Multi-currency collectionAccept funds in 40+ currencies via local rails
  • 02Local payment methodsSEPA, Faster Payments, PIX, UPI, ACH, and more
  • 03Stablecoin pay-insAccept USDC, USDT, and other major stablecoins natively
  • 04Real-time notificationsWebhooks fire the moment funds arrive
  • 05Automatic matchingEvery pay-in maps to a user, account, or transaction — zero manual work

Pay Out: Send funds to anyone, anywhere

Fin routes payouts to recipient bank accounts, mobile wallets, or local rails — selecting the fastest and cheapest path automatically. Platforms set the destination. Fin handles routing, compliance, conversion, and settlement. Stablecoin-to-fiat off-ramps are built in, so you can settle in crypto on the backend and deliver local currency on the frontend.

  • 01Direct-to-bank payouts30+ countries via local clearing systems
  • 02Wallet & mobile moneyMPesa, GCash, Airtel Money, and more
  • 03Smart routingCost vs. speed optimization per transaction
  • 04Batch payoutsThousands of payouts in a single API call, each individually tracked
  • 05Scheduled & recurringAlign payouts with pay cycles, settlement windows, or custom schedules
  • 06Stablecoin off-rampsConvert USDC/USDT to local fiat at the point of delivery

How It Works

  1. SendPlatform sends a payment instruction via API
  2. RouteFin selects the optimal path (cost, speed, availability)
  3. MoveFunds flow through Fin's direct connections — no correspondent chains
  4. ConfirmRecipient receives funds; platform gets real-time confirmation

Built for Platforms

Single integration

One API for pay-in and pay-out. Connect once, move money in every direction.

Transparent pricing

All-in rates from 0.01–0.3%. No hidden FX markup, no intermediary fees.

Full API coverage

RESTful APIs, webhooks, SDKs in major languages, sandbox for testing.

Compliance handled

KYC/KYB onboarding, sanctions screening, transaction monitoring, regulatory reporting — across jurisdictions.

Comparison

Traditional railsFin
Settlement time2-5 business days< 60 minutes
Total cost3-5% (fees + FX markup)0.01–0.3% all-in
Availability9AM-5PM, business days24/7/365
TransparencyOpaque, deductions along the wayFull visibility, initiation to settlement
IntegrationMultiple banks, multiple APIsOne API, one dashboard