[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"site-global":3,"story-or-post-stablecoin-compliance-checklist":131},{"landingPageAnchors":4,"navigation":14,"siteSettings":125},{"compliance":5,"coverage":6,"faq":7,"hero":8,"industries":9,"problem":10,"products":11,"solution":12,"testimonials":13},"compliance","coverage","faq","hero","industries","problem","products","solution","testimonials",{"primary":15},[16,72,113,116,121],{"_key":17,"anchorTarget":11,"children":18,"externalUrl":21,"internal":21,"label":70,"mode":71,"ordering":28,"route":21},"f9130ecb8854",[19,29,34,41,49,56,63],{"_key":20,"externalUrl":21,"internal":22,"label":27,"ordering":28,"route":21},"9b3a6ab847bb",null,{"_id":23,"_type":24,"slug":25,"title":26},"product-payments","product","payments","Pay In / Pay Out","Pay In",1,{"_key":30,"externalUrl":21,"internal":31,"label":32,"ordering":33,"route":21},"12a6ec219d34",{"_id":23,"_type":24,"slug":25,"title":26},"Pay Out",2,{"_key":35,"externalUrl":21,"internal":36,"label":39,"ordering":40,"route":21},"2d376e3bf4b4",{"_id":37,"_type":24,"slug":38,"title":39},"product-virtual-accounts","virtual-accounts","Virtual Accounts",3,{"_key":42,"externalUrl":21,"internal":43,"label":47,"ordering":48,"route":21},"fc94778387ae",{"_id":44,"_type":24,"slug":45,"title":46},"product-named-usd-swift","named-usd-swift","Named USD / SWIFT Accounts","Named USD Swift",4,{"_key":50,"externalUrl":21,"internal":51,"label":54,"ordering":55,"route":21},"36bbcdf40588",{"_id":52,"_type":24,"slug":53,"title":54},"product-wallets","wallets","Wallets",5,{"_key":57,"externalUrl":21,"internal":58,"label":61,"ordering":62,"route":21},"3e172915cf95",{"_id":59,"_type":24,"slug":60,"title":61},"product-crypto-payments","crypto-payments","Crypto Payments",6,{"_key":64,"externalUrl":21,"internal":65,"label":68,"ordering":69,"route":21},"488ff7a1ff9e",{"_id":66,"_type":24,"slug":67,"title":68},"product-liquidity","liquidity","Liquidity",7,"Products","anchor",{"_key":73,"anchorTarget":9,"children":74,"externalUrl":21,"internal":21,"label":112,"mode":71,"ordering":33,"route":21},"62a809e4f539",[75,82,88,94,100,106],{"_key":76,"externalUrl":21,"internal":77,"label":81,"ordering":28,"route":21},"e7bddeb29477",{"_id":78,"_type":79,"slug":80,"title":81},"industry-fintech","industry","fintech","Fintech",{"_key":83,"externalUrl":21,"internal":84,"label":87,"ordering":33,"route":21},"fb546e93d38f",{"_id":85,"_type":79,"slug":86,"title":87},"industry-payments-psp","payments-psp","Payments & PSP",{"_key":89,"externalUrl":21,"internal":90,"label":93,"ordering":40,"route":21},"1b9c66c5b26e",{"_id":91,"_type":79,"slug":92,"title":93},"industry-luxury","luxury","Luxury",{"_key":95,"externalUrl":21,"internal":96,"label":99,"ordering":48,"route":21},"f284e35e8fd5",{"_id":97,"_type":79,"slug":98,"title":99},"industry-gaming","gaming","Gaming",{"_key":101,"externalUrl":21,"internal":102,"label":105,"ordering":55,"route":21},"a20f23aad6fb",{"_id":103,"_type":79,"slug":104,"title":105},"industry-payroll","payroll","Payroll",{"_key":107,"externalUrl":21,"internal":108,"label":111,"ordering":62,"route":21},"ba29979a02b2",{"_id":109,"_type":79,"slug":110,"title":111},"industry-import-export","import-export","Import/Export","Industries",{"_key":114,"anchorTarget":6,"children":21,"externalUrl":21,"internal":21,"label":115,"mode":71,"ordering":40,"route":21},"061d4aa94c79","Coverage",{"_key":117,"anchorTarget":21,"children":21,"externalUrl":118,"internal":21,"label":119,"mode":120,"ordering":69,"route":21},"8e8a6a75c1aa","https://developer.fin.com/","Docs","link",{"_key":122,"anchorTarget":21,"children":21,"externalUrl":21,"internal":21,"label":123,"mode":120,"ordering":55,"route":124},"ea3bd0c8d25d","Stories","/stories",{"defaultOgImage":126,"defaultSeoDescription":127,"defaultSeoTitle":128,"noIndex":129,"siteUrl":130,"title":128},"https://cdn.sanity.io/images/xemwqsar/production/0e65aec0795ced77ed5301b8627cbb88059d11d2-1200x630.webp","Global payments infrastructure for fintechs, marketplaces, and enterprises. Pay in, pay out, virtual accounts, wallets, and crypto payments across 190+ countries.","Fin.com",false,"https://fin.com",{"_id":132,"_type":133,"_updatedAt":134,"body":135,"category":310,"coverImage":311,"excerpt":144,"featured":129,"noIndex":21,"publishedAt":312,"seoDescription":313,"seoTitle":314,"slug":315,"tags":316,"title":322},"cc4af4a5-5a65-4959-b70d-971f2f6b2416","post","2026-03-19T10:32:05Z",[136,147,155,163,173,182,190,198,206,214,222,230,238,246,254,262,270,278,286,294,302],{"_key":137,"_type":138,"children":139,"markDefs":145,"style":146},"cc1","block",[140],{"_key":141,"_type":142,"marks":143,"text":144},"cc1s","span",[],"54% of non-adopters expect to start using stablecoins within 6–12 months. Compliance is consistently the #1 blocker. Here's the checklist.",[],"normal",{"_key":148,"_type":138,"children":149,"markDefs":154,"style":146},"cc2",[150],{"_key":151,"_type":142,"marks":152,"text":153},"cc2s",[],"The EY-Parthenon survey data is striking: more than half of financial institutions not yet using stablecoins expect to within the year. The gap between intent and action is almost always the same thing: compliance teams can't get comfortable fast enough.",[],{"_key":156,"_type":138,"children":157,"markDefs":162,"style":146},"cc3",[158],{"_key":159,"_type":142,"marks":160,"text":161},"cc3s",[],"This isn't a guide for lawyers. It's a pre-launch checklist for the executive who needs to get from \"we want to explore this\" to \"we are operationally ready.\"",[],{"_key":164,"_type":165,"alt":166,"asset":167,"caption":166,"height":170,"url":171,"width":172},"89bd20fbb6b6","image","Intent is high. The blocker is always the same",{"_ref":168,"_type":169},"image-88ecc3365f3012b48a4fca3c2965ee2fd11de5d2-3840x2160-png","reference",2160,"https://cdn.sanity.io/images/xemwqsar/production/88ecc3365f3012b48a4fca3c2965ee2fd11de5d2-3840x2160.png",3840,{"_key":174,"_type":138,"children":175,"markDefs":180,"style":181},"cc4",[176],{"_key":177,"_type":142,"marks":178,"text":179},"cc4s",[],"1. Travel Rule handling",[],"h2",{"_key":183,"_type":138,"children":184,"markDefs":189,"style":146},"cc5",[185],{"_key":186,"_type":142,"marks":187,"text":188},"cc5s",[],"The Travel Rule requires that originator and beneficiary information travel with any transfer above applicable thresholds (currently $3,000 for domestic financial institutions under FinCEN rules, with international equivalents varying by jurisdiction). This applies to stablecoin transfers.",[],{"_key":191,"_type":138,"children":192,"markDefs":197,"style":146},"cc6",[193],{"_key":194,"_type":142,"marks":195,"text":196},"cc6s",[],"What you need: a clear protocol for how counterparty information will be collected, verified, and transmitted with stablecoin transactions. If you're working with a stablecoin infrastructure vendor, confirm they support Travel Rule compliance via an established protocol (IVMS101 is the current standard). This is not optional; it's a core BSA/AML requirement that applies to stablecoin issuers and intermediaries under the GENIUS Act.",[],{"_key":199,"_type":138,"children":200,"markDefs":205,"style":181},"cc7",[201],{"_key":202,"_type":142,"marks":203,"text":204},"cc7s",[],"2. KYC/KYB requirements",[],{"_key":207,"_type":138,"children":208,"markDefs":213,"style":146},"cc8",[209],{"_key":210,"_type":142,"marks":211,"text":212},"cc8s",[],"Know-Your-Customer and Know-Your-Business requirements don't disappear because you're using blockchain rails. Any counterparty you send stablecoins to needs to be KYC/KYB verified under your existing program — or your stablecoin vendor's program, if they're handling the wallet infrastructure.",[],{"_key":215,"_type":138,"children":216,"markDefs":221,"style":146},"cc9",[217],{"_key":218,"_type":142,"marks":219,"text":220},"cc9s",[],"What you need: clarity on who owns the KYC layer in your stablecoin workflow. If you're integrating via a partner, understand their KYC perimeter and where your obligations begin. Gaps between two parties' KYC programs are where compliance failures happen.",[],{"_key":223,"_type":138,"children":224,"markDefs":229,"style":181},"cc10",[225],{"_key":226,"_type":142,"marks":227,"text":228},"cc10s",[],"3. ERP integration readiness",[],{"_key":231,"_type":138,"children":232,"markDefs":237,"style":146},"cc11",[233],{"_key":234,"_type":142,"marks":235,"text":236},"cc11s",[],"One of the more underestimated operational blockers: your ERP system needs to be able to ingest stablecoin transaction data in a way that reconciles cleanly with your existing accounting.",[],{"_key":239,"_type":138,"children":240,"markDefs":245,"style":146},"cc12",[241],{"_key":242,"_type":142,"marks":243,"text":244},"cc12s",[],"Stablecoin transactions include on-chain confirmation hashes, wallet addresses, and — if you're using a modern protocol — structured memo fields for invoice numbers and cost centers. Your ERP doesn't natively speak blockchain. What you need is either middleware that translates on-chain data into your chart of accounts, or a stablecoin infrastructure provider that handles this translation and delivers clean, ERP-compatible records. This is a critical question to ask vendors before signing.",[],{"_key":247,"_type":138,"children":248,"markDefs":253,"style":181},"cc13",[249],{"_key":250,"_type":142,"marks":251,"text":252},"cc13s",[],"4. Corridor-specific licensing",[],{"_key":255,"_type":138,"children":256,"markDefs":261,"style":146},"cc14",[257],{"_key":258,"_type":142,"marks":259,"text":260},"cc14s",[],"Your stablecoin payment program will likely touch multiple jurisdictions. Licensing requirements vary significantly: the EU operates under MiCA, with specific requirements for USDC and USDT issuers. Latin American jurisdictions vary by country. Some corridors have had explicit restrictions on stablecoin use that are only now evolving.",[],{"_key":263,"_type":138,"children":264,"markDefs":269,"style":146},"cc15",[265],{"_key":266,"_type":142,"marks":267,"text":268},"cc15s",[],"What you need: a jurisdiction map of every corridor you intend to use stablecoin rails in, with confirmation that both the on-ramp and off-ramp providers hold applicable licenses in each. Your legal team and your stablecoin vendor should co-own this.",[],{"_key":271,"_type":138,"children":272,"markDefs":277,"style":181},"cc16",[273],{"_key":274,"_type":142,"marks":275,"text":276},"cc16s",[],"5. Audit trail requirements",[],{"_key":279,"_type":138,"children":280,"markDefs":285,"style":146},"cc17",[281],{"_key":282,"_type":142,"marks":283,"text":284},"cc17s",[],"Regulators — and your own internal audit function — need complete, immutable records of stablecoin transactions. The good news: blockchain provides a permanent, public transaction record. The operational gap is connecting that on-chain record to your internal controls.",[],{"_key":287,"_type":138,"children":288,"markDefs":293,"style":146},"cc18",[289],{"_key":290,"_type":142,"marks":291,"text":292},"cc18s",[],"What you need: confirmation that every stablecoin transaction in your workflow generates a reconcilable record that ties the on-chain hash to an internal transaction ID, counterparty, amount, and timestamp. If your infrastructure doesn't support this, it needs to be solved before go-live, not after your first audit inquiry.",[],{"_key":295,"_type":138,"children":296,"markDefs":301,"style":146},"cc19",[297],{"_key":298,"_type":142,"marks":299,"text":300},"cc19s",[],"Go through this checklist before your first transaction, not after your first problem. The compliance infrastructure for stablecoins is more mature than it was 18 months ago — but it still requires intentional setup. The companies moving fastest are the ones who did this work early.",[],{"_key":303,"_type":138,"children":304,"markDefs":309,"style":146},"cc20",[305],{"_key":306,"_type":142,"marks":307,"text":308},"cc20s",[],"Fin is built for businesses that want stablecoin speed without the compliance headache. Talk to us at fin.com →",[],"Regulation","https://cdn.sanity.io/images/xemwqsar/production/ae57528e1d2a1f7353e7262f65188565e781a861-1376x768.jpg","2026-03-03T00:00:00Z","54% of non-adopters expect to start using stablecoins within 6–12 months. Compliance is consistently the #1 blocker. Here's the pre-launch checklist.","The Stablecoin Compliance Checklist for Leadership Teams — Fin","stablecoin-compliance-checklist",[5,317,318,319,320,321],"stablecoins","kyc","aml","regulation","checklist","The Stablecoin Compliance Checklist: What Leadership Teams Need Before Going Live"]